Loan Estimate Calculator

Build a real, itemized closing cost estimate in seconds.

Enter the basics below, review the numbers, then print it, email it, or text it to your buyer.

The Basics

Buyer Name

Street Address

Loan Program

ZIP Code

City, State

Auto-populated from ZIP Code; edit to override.

Purchase Price

Down Payment %

Interest Rate %

Date of Close

Seller Credit ($)

Lender Credit ($)

Borrower is VA rated / disabled (exempt from VA funding fee)

First time using VA loan benefit

Annual Property Tax ($)

Annual Homeowners Insurance ($)

Monthly HOA ($)

Property Tax Rate (%)

Auto-estimated from ZIP Code; edit to override.

Adjust rate, term & lender/title fees (optional)

Loan Term (years)

Lender Fees

Origination Fee ($)

Lender Fee ($)

Underwriting Fee ($)

Discount Points (%)

Third Party Fees — Cannot Shop For

Processing Fee ($)

Credit Report ($)

Appraisal ($)

Tax Service Fee ($)

Tax Monitoring Fee ($)

Tax Status Research ($)

MERS Registration ($)

Flood Certification ($)

Third Party Fees — Can Shop For

Title / Escrow Fee ($)

Title Insurance ($)

Settlement Agent Fee ($)

Title Search ($)

Taxes, Government Fees & Escrow

Recording Fee ($)

Transfer Tax ($)

Prepaid Property Tax (months)

Tax Escrow Reserve (months)

Insurance Escrow Reserve (months)

Adam Martinez
NMLS #2058567
805-404-3369
[email protected]

ESTIMATED CLOSING COSTS

Prepared for —

Your actual rate, payment and costs could be higher. This worksheet is for illustrative and informational purposes only, based on the figures entered above. It is not a Loan Estimate, loan approval, or commitment to lend.

Preparation Date: —
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Lender Fees$0

Taxes & Government Fees$0

Third Party Fees$0

Prepaids & Initial Escrow Payment$0

Estimated Monthly Payment

TOTAL MONTHLY$0

Estimated Cash to Close

CASH FROM BORROWER$0

Data entered by the user generates this worksheet automatically; figures are estimates only and are not verified against a specific lender rate lock, title company invoice, or county recording schedule. Property taxes, insurance premiums, escrow requirements, and third-party fees vary and will be confirmed on your official Loan Estimate and Closing Disclosure once you apply. Romeo Echo · Serving Those Who Serve.

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Loan Estimate Calculator